Social Security checks are going paperless starting Tuesday, Sept. 30.
In March 2025, President Donald Trump issued an executive order to phase out paper-based federal payments in most cases. The White House said the federal government’s used of paper-based payments, such as checks and money orders “imposes unnecessary costs; delays; and risks of fraud, lost payments, theft and inefficiencies.”
In the weeks leading up to the change, the Social Security Administration has reached out to recipients who receive paper checks, encouraging them to switch to electronic payment options before the deadline.
More: Here’s what’s changing for Wisconsin Social Security recipients in 2026
Here’s what to know about the change, and how to make the switch to paperless Social Security checks in Wisconsin.
How to get Social Security payments electronically
The Social Security Administration offers beneficiaries a couple ways to receive federal payments electronically:
Direct deposit: Beneficiaries can use or sign up for a my Social Security online account to manage direct deposit information and access benefit details. Supplemental Security Income recipients and international beneficiaries can call 1-800-772-1213 for assistance.
Direct Express Card: A safe and convenient prepaid debit card option for those without a bank account. To enroll, call 1-800-333-1795 or visit www.usdirectexpress.com.
‘Temporary check option’ will no longer be offered
In addition to the switch to paperless Social Security checks, the agency will no longer offer a “temporary check option” when processing initial claims which means new beneficiaries will not be able to request a paper check when they first apply.
To ensure new beneficiaries receive their benefits securely and without interruption, those preparing initial claims should set up bank accounts for direct deposit, according to the Social Security Administration.
If beneficiaries are interested in requesting an exemption from the electronic payment requirement, they can file a waiver with the U.S. Treasury by calling 1-877-874-6347. Social Security Administration technicians are also available to help assist with the transition to paperless checks and to answer any questions about the process.
Where are the Social Security offices in Milwaukee?
Looking for a local Social Security office? There are currently three in Milwaukee at these addresses:
Downtown: 310 W. Wisconsin Ave. #260
North: 9120 W. Capitol Drive
Or, save yourself a trip by utilizing one of the agency’s online services.
Anna Kleiber can be reached at akleiber@gannett.com.
This article originally appeared on Milwaukee Journal Sentinel: Social Security moves to paperless checks. What to know in Wisconsin